How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
SR-22 is not insurance—it's a state-mandated certificate proving you carry at least minimum liability coverage. Required after DUI, multiple violations, or driving uninsured, filing periods typically last 3 years.
Non-Owner SR-22
Non-owner policies satisfy SR-22 reinstatement requirements without a vehicle on the policy. Monthly premiums run $30–$80 for state minimum liability, making reinstatement possible before you buy a car.
Liability Insurance
Liability coverage pays for damage you cause to others—bodily injury and property damage. State minimums range from 25/50/25 in many states to 100/300/100 in Alaska, and rates for suspended license holders typically run 50–150% above standard premiums.
Uninsured Motorist Coverage
Uninsured motorist coverage protects you when hit by a driver with no insurance. Required in 20 states, optional in others, and costs $4–$14/month added to a liability policy.
Non-Standard Auto Insurance
Non-standard carriers specialize in high-risk profiles—suspended licenses, DUIs, lapses, and violations. Monthly premiums run $120–$300 for minimum coverage, but they accept drivers standard carriers decline.
